- Complete home owners coverage
- Hazard insurance (basic fire)
- Renters Full contents
- Flood damage
- Mobile homes
- Specialty homes
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. It covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. Damage caused by most disasters is covered but there are exceptions. Floods and earthquakes for example must be bought separately in order to cover against such events. Maintenance related problems are the homeowner’s responsibility. CLICK HERE if you are interested in a free homeowners quote today.